who we are
Mindigital is a leading global Fintech firm specialzing in providing Banking As A Service to local institutions in each country. We have served clients from different continents in countries including US, Spain, Brazil, China, India, Indonesia, Pakistan, Philippines and Vietnam. Mindigital has consistently helped our partners to upgrade their digital infrastructure, improve profit , control risk and save operation cost.
what we do
Digital banking product design and user growth
- Precise positioning of user
- Digital marketing campaign management
- Digital marketing process reengineering
Decision and risk management
- AI based deep analytics and model building
- Decision management driven by big data and decision engine
- Data management
- Database and backend system improvement
Operation reengineering
- Omni channel customer communication platform
- Digital Collection platform
- Collection and recovery analytics
- Customer retention tool and strategy
Our product
Mindigital’s turnkey full-stack platform digitizes consumer business for banks, lenders & new economy companies
DigiMar
Customer Acquisition
- Digitized onboarding customer journey
- Integrates local KYC requirements and validation of identification documents
Data/AI Factory
Analytics
- API library to capture and validate internal and external datasets
- Analytics engine: Data Aggregation, Credit Decision Engine, Recommendation Engine
1st Digital
Decisioning
- Intelligent decisioning module
- Enables real-time decisioning service to determine risk and drive product matching
- Integrated risk assessment and product recommendation engine
Likwid
Servicing
- Extensive repayment module to enable key online and offline payment options
- Embedded intelligence to optimize customer management and collections success
Nucleus
Core Banking and Ledger
- Core banking module
- BaaS Platform ledger specifically tailored to manage digital lending , BNPL and saving
Product Demo
Our solution empowers clients to extend credit in an innovative and profitable environment
Why us
Scalability
- Flexible three-party data source access
- Solid physical machines to increase system performance
- System seamless docking
Efficiency
- 24/7 Case Processing&risk monitoring
- Real time data streaming and analytics
- Millisecond calculation feedback
Safty
- Cloud enabled
- Data Confidential
- Protect customer data privacy
Stability
- Years of stable operation history over many countries Response time no more than 10ms
Our track record
We have recorded significant traction with real impact to our customer’s bottom line
CUSTOMERS
- 5 Commercial Banks
- 10 MFBs/MFIs
- 20 Fintech firms
IMPACT
- 100+ Models built 35,000,000+ observations analyzed
- 1000+ features created
- 80%+ AUC achieved
- 50% portfolio default rate reduction enabled
TRACTION
- $3 Bn in Loans Disbursed
- 30,000,000+ Consumers & SME applications processed
Who do we work with
Industry: Banks, financial instituions, e-wallets, telcos, e-commerce companies
Existing clients
-
China
Top Consumer Finance Co
Top Neobank -
Indonesia
Top Multifinance Co
Regional Bank -
Pakistan
Top Digital Wallet -
India & Vietnam
Non Banking Financial Company
-
Philippines
Top Digital Walleto
E commerce -
Brazil
Top Financial Service Co
Commercial Bank -
Spain
Digital Credit Card Issuer -
US
Fintech
-
China
Top Consumer Finance CoTop Neobank -
Indonesia
Top Multifinance CoRegional Bank -
Pakistan
Top Digital Wallet -
India & Vietnam
Non Banking Financial Company
-
Philippines
Top Digital WalletoE commerce -
Brazil
Top Financial Service CoCommercial Bank -
Spain
Digital Credit Card Issuer -
US
Fintech
-
China
Top Consumer Finance CoTop Neobank -
Indonesia
Top Multifinance CoRegional Bank -
Pakistan
Top Digital Wallet -
India & Vietnam
Non Banking Financial Company
-
Philippines
Top Digital WalletoE commerce -
Brazil
Top Financial Service CoCommercial Bank -
Spain
Digital Credit Card Issuer -
US
Fintech
Strategic partners
Our Team
Mickey Li
CEO
- 20+ years experience in global banking and fintech
- Expert in banking sector in ASEAN and LATAM markets
- MBA , Cornell
Mindy Nian
COO
- Senior leader in Decision Science at major US bank
- Managed P&L for 100B USD credit card portfolio
Glenn Quiro
Director of Business Development
- Country Head of Business Development, Intel China
- B.S., UCLA
- Product and Marketing Director, Intel China
Recognition
