Most people in emerging markets have
access to web, but don’t have basic banking
6.4Bn People
70% own a
mobile phone
Average Income of
$5000 annually
5Y Retail Banking Revenue
Growth $450B
Banked customers may be digitally included,
but still under-served
Clients benefit from an innovative customer journey
to drive revenue & improve risk outcomes
Say YES to
More Customer
- leveraging alternative data to new market segments, such as the new-to-credit (NTC), new-to-bank, thin file, fresh graduate and self-employed.
Lower rate of
default
- Use the capability of machine-learning to improve digital scorecards & decision trees
- while lowering the cost of risk.
Increase operation
efficiency
- Utilizing automation in decision making and process flow to decrease human intervation
- while increase efficiency